Beneficios por incapacidad: Cómo calificar

Nosotros podemos ayudarlo a obtener beneficios por incapacidad.

People with disabilities who are unable to work may be eligible to receive cash benefits from at least one of the following programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both programs are run by the Social Security Administration. As such, it determines who is eligible to receive cash benefits from either program.

If you are unable or no longer able to work due to a disability, we may be able to help you get cash benefits. If your claim has been denied, we can help you prove your eligibility and appeal the denial.

Your eligibility depends on your situation. It is vitally important that you know the basic criteria to apply for either program, as well as the key differences between each one.

Beneficios por incapacidad para adultos solteros

Social Security Disability Insurance (SSDI)

If you are an individual with a disability, you can make an individual claim for Disability Insurance Benefits. The claim would be based on your earnings and/or employment record, as well as the taxes you paid into Social Security.

Supplemental Security Income (SSI)

If you are an individual with a disability and you have limited financial means, you can make an SSI claim for a Disabled Individual. The evaluation process would take into account your limited assets.

Beneficios por incapacidad para hijos

Benefits For Minor Children

If an adult has a disability, receives SSDI and has a minor dependent, then that minor may receive auxiliary benefits. Recipients of auxiliary benefits do not have to be disabled.

If your child is disabled and under the age of 18, you may be eligible for a Disabled Child claim for SSI. There is a unique evaluation process for childhood disabilities. Additionally, this SSI claim will take into account the guardian’s income and assets.

Benefits for Adult Children

Young disabled adults may not have enough work history themselves in order to get an SSDI claim. However, an unmarried adult child may get Disabled Adult Child benefits if they fit the following criteria: the adult child was found disabled before age 22, has never engaged in substantial gainful activity, and is/was a dependent of a wage earner who is either receiving benefits or is deceased. Talk to a specialist to learn more.

Beneficios por incapacidad para esposos

Benefits for Spouses

If a married individual has a disability and is receiving SSDI benefits, the person’s dependent spouse may receive auxiliary benefits. The spouse does not have to be disabled to receive them.

Benefits for Widow(er)s

If you are disabled and a widow or widower to someone who had qualifying work history, you may file an SSDI for Disabled Widow(er)s Benefits. The cash benefits will be based on the deceased person’s earnings record. If you divorced the person who has since died, you may file a claim as long as you have not remarried.

Each program has a different set of claims, but generally, they rely on the same definition of “disability.” This definition is a little different from the way people typically discuss their disabilities. The Social Security Administration will consider your work history, ability to do basic tasks and other kinds of work that you could potentially do.

To determine if you are disabled, the Social Security Administration will complete a sequential evaluation. This evaluation will consider five major components of your situation. If you don’t fit the criteria set by this evaluation, the Social Security Administration may reject your claim.